Pool Financing Options in Jacksonville and Northeast Florida

Flexible Financing for Custom Pools, Renovations, and Outdoor Living Projects

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Making Luxury More Accessible

Investing in a custom pool or backyard renovation is a decision that adds beauty, enjoyment, and long-term value to your home. At Pools ‘N Spas, we believe every client deserves a high-quality outdoor space, and that the financing process should be simple, transparent, and stress-free.


Whether you're building a new pool, upgrading your current one, or adding outdoor living features, our financing partners offer options designed to fit your budget and timeline.

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What You Can Finance

From basic updates to full luxury builds, we help you access the funds you need without compromising on design or quality.

Our clients often use financing for a wide range of projects, including:

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Installation of new equipment

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Pool remodeling and resurfacing

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Pool equipment upgrades

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Outdoor kitchens and fire features

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Screen enclosures

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Landscaping and irrigation

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Full backyard transformations

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Easy Application, Fast Approvals

We partner with trusted national lenders who specialize in pool and outdoor project financing. These programs are designed with homeowners in mind and offer:

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Competitive interest rates

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Fast online applications

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Flexible terms up to 30 years

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No equity required in many cases

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Loans starting at $5,000 with no prepayment penalties

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Loans from $5,000 to $200,000

In most cases, you can get approved within a few business days and begin planning your project immediately.

Working with Lyon Financial

Pools ‘N Spas proudly partners with Lyon Financial, one of the nation's most experienced pool and home improvement lenders. They’ve helped over 500,000 homeowners finance their backyard projects with confidence.

You’ll work directly with Lyon Financial to choose the plan that works best for you. Once approved, we coordinate with them to ensure a smooth and timely construction process.

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Why Finance Your Pool Project?

  • Preserve cash flow while investing in long-term value
  • Start your project sooner rather than waiting
  • Lock in today’s pricing before costs rise
  • Enjoy your backyard now while paying over time

Why Finance Your Pool Project?

  • Preserve cash flow while investing in long-term value
  • Start your project sooner rather than waiting
  • Lock in today’s pricing before costs rise
  • Enjoy your backyard now while paying over time

Get Started Today

Financing your dream pool or outdoor living space is easier than you might expect. Let us walk you through the options and help you take the first step with clarity and confidence.